Looking to secure your family’s future? A term insurance plan is a smart choice! It provides essential protection by offering a death benefit if you pass away during a specified period—usually 10, 20, 30 or 40 years. This means your loved ones can rely on financial support for crucial expenses like mortgage payments, education, and everyday living costs.
Enjoy fixed premiums and a steady death benefit throughout the policy term—perfect for predictable planning!
Need protection against inflation? This plan gradually raises your coverage amount over time.
Ideal for loan repayments, this option reduces the death benefit as your financial obligations decrease, while keeping premiums stable.
Want to get something back? If you outlive the policy, all your premiums are refunded!
Life changes? No problem! This plan lets you convert to a whole life or endowment policy later on.
Looking for lifelong coverage? This option ensures your loved ones are protected for your entire life.
Who Depends on You? Assess your family situation and financial responsibilities to find the right coverage amount.
How’s Your Lifestyle? Consider your current living standards and expenses to ensure your family can maintain their quality of life if you’re no longer there.
What’s Your Income? Take a good look at your finances to select a coverage amount that fits your budget.
Want Extra Protection? Explore optional riders, like critical illness or accidental death coverage, to enhance your policy’s benefits.
Is the Insurer Reliable? Check the insurer’s Claim Settlement Ratio (CSR) to ensure they have a strong track record of paying out claims, providing peace of mind for your loved ones.
