Privacy Policy for Investosteps
At Investosteps, we are committed to protecting the privacy and security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your data in accordance with applicable laws. By using our services, you agree to the terms of this policy.
1. Information We Collect
We collect personal information that you provide when interacting with our services. This includes:
Personal Identifiable Information (PII): Name, address, email, phone number, and contact details.
Insurance-related Information: Policy details, claim history, coverage preferences, payment information, and relevant financial data.
Sensitive Information: Health information, medical history, or other data necessary for insurance underwriting or claims processing.
We may also gather non-personal information, such as browser type, device data, and IP addresses, for analytics and website maintenance purposes.
2. How We Use Your Information
We use your personal data to:
Process insurance applications, manage policies, and handle claims.
Communicate policy updates, provide customer service, and address inquiries.
Comply with legal obligations, including fraud prevention and regulatory compliance.
With your consent, send marketing communications tailored to your interests and offer new insurance products or services.
3. Sharing of Information
We do not sell your personal data. However, we may share your information with:
Third-party service providers who help us with payment processing, policy management, claims handling, and fraud prevention.
Regulatory authorities or law enforcement, when required by law or to protect our legal rights.
Affiliates within our corporate group for administrative purposes, ensuring appropriate data protection measures.
4. Data Security
We use industry-standard security protocols, including encryption and secure servers, to protect your personal information from unauthorized access, disclosure, or modification. However, no method of transmission or storage is entirely secure, and we cannot guarantee absolute security.
5. Your Rights
You have the right to:
Access: Request a copy of the personal information we hold about you.
Correction: Request updates or corrections to any inaccurate or incomplete data.
Deletion: In certain cases, request the deletion of your personal data.
Opt-Out: Unsubscribe from marketing communications by following the instructions in our emails or contacting us directly.
6. Cookies and Tracking Technologies
Our website uses cookies to enhance your experience and gather analytics. You can manage your cookie preferences through your browser settings, though disabling cookies may affect your ability to use certain features of our site.
7. Changes to This Policy
We may revise this Privacy Policy from time to time. Updates will be posted on our website, and continued use of our services after any changes means you accept the revised terms.
8. Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at care@investosteps.com.